Zakat on Business Assets
Calculate Zakat on your business inventory, stock, receivables, and cash — for shopkeepers, traders, and business owners in Pakistan.
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What's Zakatable
Business Assets Subject to Zakat
Inventory & Stock
All goods held for sale at their current market value — not the price you paid for them.
Cash & Receivables
Business bank balances, cash in the till, and money customers owe you (Udhaar).
Investments
Shares, mutual funds, and business investments held for profit or resale.
Comparison Guide
Zakatable vs Exempt Business Assets
Clear breakdown of what's included and excluded from business Zakat.
| Asset | Zakatable? | Notes |
|---|---|---|
| Inventory / Stock | ✅ Yes | At market value |
| Raw Materials | ✅ Yes | For manufacturing only |
| Business Bank Balance | ✅ Yes | Full amount |
| Receivables (Udhaar) | ✅ Yes | Only if likely to be recovered |
| Fixed Assets (Machinery, Vehicles) | ❌ No | Not for sale — exempt |
| Office Furniture | ❌ No | Not for sale — exempt |
| Personal Vehicle / Home | ❌ No | Personal use — exempt |
| Shop / Warehouse (for use) | ❌ No | Used for business — exempt |
| Property Bought for Resale | ✅ Yes | At current market value |
Business Zakat Questions
Frequently Asked Questions
No. Fixed assets used for business operations — like furniture, computers, machinery, vehicles, and shop fixtures — are exempt from Zakat. Zakat applies only to assets held for sale or trade, cash, receivables, and investments.
At current market value (selling price). This is the position of the majority of scholars. If you have slow-moving inventory that may not sell at full price, use a conservative estimate of its realizable value.
Yes — if the money is likely to be recovered. If it's a doubtful debt (customer has disappeared or is unable to pay), most scholars allow you to delay Zakat on it until you actually receive it.
Yes. Short-term liabilities due within the current year (supplier payments, salaries, utility bills, short-term bank loans) can be deducted. Long-term loans (like a 5-year business loan) are not fully deductible — only the amount due within the current year.
Business Zakat is due once a lunar year has passed on your Zakatable wealth, provided it exceeds Nisab. Most businesses choose a fixed date (e.g., 1st Ramadan) to calculate business Zakat every year.
No — Zakat is calculated on total net wealth, which includes both business and personal Zakatable assets. Add them together, subtract total liabilities, and apply 2.5% if above Nisab. Our calculator includes a personal assets field for this reason.
It depends. If the property is used for business operations (your shop, office, warehouse), it's exempt. If you bought it for resale, Zakat applies on its current market value. If you rent it out, Zakat applies on the rental income you've accumulated.
Pay Your Business Zakat Today
Your business Zakat helps us feed families, provide medical aid, and support education for orphans in Bhara Kahu, Islamabad.