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Zakat on Cash & Savings

Calculate Zakat on your cash, bank balance, and digital wallets in Pakistan — including Easypaisa, JazzCash, and foreign currency.

verified 100% Sharia-Compliant flag Pakistan-Focused
info All amounts in Pakistani Rupees (PKR). Includes Easypaisa, JazzCash, banks, and foreign currency.
payments Step 1 — Cash in Hand
Currency notes, coins, and cash reserves
account_balance Step 2 — Bank Accounts (Pakistan)
HBL, UBL, MCB, Meezan, etc.
Includes profit-bearing accounts
Term deposits, certificates
USD, AED, GBP — convert to PKR
smartphone Step 3 — Digital Wallets (Pakistan)
SadaPay, NayaPay, UPaisa, etc.
Only if significant value
request_quote Step 4 — Money Owed to You
Money you expect to receive back
Money owed to you
remove_circle Step 5 — Debts You Owe
Credit card, personal loans, bills
Monthly bills, rent, utilities
Cash & Zakat in Pakistan

What You Need to Know

account_balance

All Bank Accounts Count

Whether current, savings, or fixed deposit — all bank balances in Pakistan (HBL, UBL, MCB, Meezan, etc.) are Zakatable.

smartphone

Digital Wallets Count

Easypaisa, JazzCash, SadaPay, NayaPay, and other mobile wallets are now standard — their balances are Zakatable too.

currency_exchange

Foreign Currency

USD, AED, GBP, SAR, and any other foreign currency holdings must be converted to PKR and included in your Zakat calculation.

Cash Zakat Questions

Frequently Asked Questions

Yes. All bank balances — current, savings, and fixed deposits — are Zakatable if your total net wealth exceeds Nisab for one lunar year. This includes profit earned on savings accounts in Pakistani banks.
Yes. Mobile wallet balances (Easypaisa, JazzCash, SadaPay, NayaPay, UPaisa) are treated like cash and are fully Zakatable. Include them in your total cash calculation.
Yes. Foreign currency (USD, AED, GBP, SAR, etc.) must be converted to PKR at current market rate and included in your Zakat calculation. It's Zakatable like any other cash holding.
Yes — but only immediate, short-term expenses (bills due now, rent for the current period). Long-term expenses like a 20-year mortgage are not fully deductible — only the amount due within the current year.
Yes. Money you've lent and expect to receive back is Zakatable. If the loan is unlikely to be repaid, most scholars say you can delay Zakat on it until you actually receive it.
Add up all your bank balances across all Pakistani and international banks. Zakat is calculated on the total, not per account. There's no distinction between banks for Zakat purposes.

Ready to Pay Your Zakat?

Your Zakat on cash and savings helps families in Bhara Kahu with food, medical aid, and education. 100% reaches eligible recipients.

Donate Now Full Zakat Calculator